Miscellaneous
Problems with tickets?
The road to the lowest possible auto insurance premiums is full of potholes. You can be riding along smoothly one minute and find a small crater opening under your wheels the next. It often comes in the form of a traffic cop whose flashing lights in your rear view mirror attract your attention. This happy […]
In praise of California
In November, 1988, the electorate in California approved Proposition 103 to prevent the massive increases in premiums that were affecting all consumers looking for insurance. After major litigation to decide whether the Proposition was constitutional, it was finally implemented in May 1989 and rapidly revolutionized the rates of insurance across the state which fell by […]
What happens when the uninsured go to the emergency room?
The U.S. Census Bureau reports that an increasing number of people are now unable to afford medical insurance. Some 47 million people do not have medical insurance. When they begin to fall sick, there is nothing that can be done if money is short. When it comes to a choice between food on the table […]
Even at rest, muscles burn energy
Life is so unfair. If only we could do whatever we wanted without any penalty! Sadly, I can’t hit people just because they annoy me (although the idea is so tempting sometimes) and I can’t get all the things I want without paying for them. And then there’s my weight. It’s so unfair I can’t […]
Women are victimized
According to the New York Times, there is a real difference in the premiums paid by men and women of the same age for the same health insurance terms. The differences can be many hundreds of dollars. Even in an economy that was booming, it would be difficult to justify this price discrimination. But as […]
Family health insurance policies
When you’re young and in good health, you often live for the now. Some have the qualifications to find employment including health insurance in the compensation package, but most take what is available and let things drift until responsibilities come along. Then you start asking questions about what you want in the future. It starts […]
Is weight loss ever easy?
Have you noticed how many people complain these days? Walk round a supermarket, any large store or go into a restaurant and the odds are you will find someone making a complaint. When you can’t help but overhear what is being said, these people tend to be playing the blame game. Something has gone wrong. […]
Health insurance from the employer’s point of view
There has been a sad trend since the turn of this century. Health insurance costs have been rising so fast that even large sections of the middle class now find it a struggle, if not impossible, to pay the premiums demanded by the insurers for private plans. The fact is that, although in the last […]
